529 Contribution Limits 2025. Unlike retirement accounts, the irs does not impose annual contribution limits on 529 plans. Many states offer state income tax deductions or credits for contributions to a 529 plan.

Unlike retirement accounts, the irs does not impose annual contribution limits on 529 plans. However, each state sets its lifetime contribution limit for 529 accounts per beneficiary, typically ranging from $235,000 to more than $550,000.